May 10, 2009

  • I attended a financial planning workshop today, and learned more about pre-tax retirement income vs. post-tax retirement income. Since there is general agreement that taxes are going to rise in the future, I did not think there was any reason to keep contributing to a tax-deferred type of account. However, the reason is one that is common to everyone thinking about financial planning: diversification.

    It is time for me to scrutinize my accounts using this newfound revelation.